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Times are tough, but saving money isn't. Just decide what you can dowithout. Here are 10 common but unnecessary purchases you don't need.
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Step 1: Credit Card Protection Plans ÐÅÓÿ¨±£»¤·½°¸
Theypromise to make minimum payments if you lose your job. But they add asignificant amount to your monthly bill- money better spent paying downbalances.
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Step 2: Commercial Grade AppliancesÉÌÓõçÆ÷
Americans are eating out more than ever, and an inexpensive microwave heats take-out quite well.
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Step 3: Detox ÅŶ¾Æ·
Teas, colonics, even Japanese foot pads claim to detoxify your body. Your liver and kidneys do that for free.
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Step 4: Jeans Å£×пã
The average American woman owns 8 pairs or more. Even at 75% off put them back.
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Step 5: Kleenex Box Covers ºÐ×°Ãæ½íÖ½
Research has shown tissue works fine without a cover.
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Step 6: Gag Gifts ¶ñ×÷¾çµÄÀñÎï
Gag gifts are only funny once. And they're not even that funny. No refunds. Same goes for cutesy knick-knacks.
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Step 7: Air Fresheners ¿ÕÆøÇåмÁ
If your house stinks, clean it. That should take care of the odor.
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Step 8: Satellite Navigation ÎÀÐǵ¼º½ÒÇ
The vast majority of drivers know exactly where they're going. If you don't, online directions are free.
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Step 9: Big Box Bulk ´óÕûÀíÏä
If you don't use it, it's not a bargain. It's a waste.
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Step 10: Home Exercise Equipment ¼ÒÓý¡ÉíÆ÷
Most of it ends up unused, and there are far cheaper ways to hang up wet socks.
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