Through instruction and example, you can teach your young children the value of a dollar and other money matters. W.C. Randall of Edward Jones Investment suggests that educational coloring and activity books are effective tools for teaching children about money and the functions of financial institutions.

Randall recommends that the next time you go to the bank, you should use the opportunity to teach your child. Explain to him or her that the people taking the money are called tellers. When you give them your money, it is called making a deposit. The money is placed in a checking or savings account for safekeeping. People who have checking accounts don't have to carry a lot of money with them. They use their checks to pay for things such as groceries. The money that stays in the savings account earns interest and becomes more money. People who have a plan for saving and spending money call that plan a budget. Someday you, too, will have your own budget.

What the words mean

DEPOSIT To put money into an account.

WITHDRAWAL To take money out of an account. 

TELLER The person who takes deposits and withdrawals.

SAVING ACCOUNT An account where money is left to accumulate interest and grow.

INTEREST The money earned by the money in a savings account.

CHECKING ACCOUNT An account where money is deposited and that checks draw from. 

BUDGET A plan for saving and spending money.

通过知道和举例,教导你的孩子钱的价值或其他理财的事. W.C. Randall of Edward Jones 投资公司建议运用有教育意义的活泼生动的书本是教育孩子认识金钱与理财机构的职能的有效方法

Randall建议下回,利用你去银行的时候,教育你的孩子.解释给孩子们听收取钱的是"出纳员"当你付给他们钱的时候是"存款".这存款是放在支票或储蓄账号里保存的.有支票账号的人们就不必随身携带太多现金了.他们可以用支票来支付食物的费用.储存在储蓄账号里的钱因享有利息而增加. 人们有计划的储存或支出钱财称为"预算". 你也会的,你也会有自己的预算

词意:

DEPOSIT                     在你的账号你存钱

WITHDRAWAL         从账号你支取钱

TELLER                         处理存储与支取钱的人

SAVING ACCOUNT   一个保留钱,计算并使利息增长

                               的账号

INTEREST                     在储蓄账号里用钱增钱

CHECKING ACCOUNT    存钱并出具支票的账号

BUDGET                              存钱及花钱的计划